sub-prime lending

sub-prime lending
банк., фин. субстандартное кредитование*, предоставление сусбтандартных кредитов* (предоставление кредитов заемщикам, у которых не достаточно высокий кредитный рейтинг, чтобы считаться "первоклассными"; по таким кредитам взимается более высокая процентная ставка, чем по первоклассным кредитам, что призвано компенсировать кредитору более высокий кредитный риск)
See:

Англо-русский экономический словарь.

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Смотреть что такое "sub-prime lending" в других словарях:

  • sub prime mortgage — Those real estate mortgages which do not conform to standard or prime lending criteria. Such mortgages are generally targeted at customers with impaired or low credit ratings who may find it difficult to obtain finance from traditional sources.… …   Law dictionary

  • sub-prime — UK US (also subprime) adjective PROPERTY, FINANCE ► used to describe a mortgage that has a high risk of not being paid back: subprime mortgages/loans/lending » This credit crunch was sparked by fears that banks gave out too many subprime… …   Financial and business terms

  • sub-prime — UK [ˈsʌbˌpraɪm] / US or subprime UK / US adjective economics used to describe lending at a higher than usual rate of interest because it involves borrowers who are less likely to be able to pay back their loan the subprime mortgage crisis …   English dictionary

  • sub|prime — «SUHB prym», adjective. relating to a mortgage or other loan that is made to borrowers with a poor credit or no credit history: »In many ways, subprime loans, or lending to individuals with poor credit, are the consumer equivalent of junk bonds… …   Useful english dictionary

  • lending — An example of a carry (See carrying) which takes place on the LME, this is the sale of near dated futures and purchases of longer dated futures. On other markets such an intramarket spread trade it is known as selling the spread . Dresdner… …   Financial and business terms

  • Subprime lending — Subprime redirects here. For the 2007 house mortgage crisis, see Subprime mortgage crisis. In finance, subprime lending (also referred to as near prime, non prime, and second chance lending) means making loans to people who may have difficulty… …   Wikipedia

  • Predatory lending — describes unfair, deceptive, or fraudulent practices of some lenders during the loan origination process. While there are no legal definitions in the United States for predatory lending, an audit report on predatory lending from the office of… …   Wikipedia

  • Asset-based lending — In the simplest meaning, asset based lending is any kind of lending secured by an asset. This means, if the loan is not repaid, the asset is taken. In this sense, a mortgage is an example of an asset backed loan. More commonly however, the phrase …   Wikipedia

  • Term Securities Lending Facility — Infobox central bank bank name in local = image 1 = US FederalReserveSystem Seal.svg image title 1 = Seal image 2 = Federal Reserve.jpg image title 2 = The Federal Reserve System Eccles Building (Headquarters) headquarters = Washington, D.C.… …   Wikipedia

  • Late-2000s financial crisis — The TED spread (in red) increased significantly during the financial crisis, reflecting an increase in perceived credit risk …   Wikipedia

  • Loan modification in the United States — Loan modification, the systematic alteration of contactual mortgage loan agreements, has been practiced in the United States since the 1930s. During the Great Depression loan modification programs took place at the state level in an effort to… …   Wikipedia


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